Auto Insurance

The second part of your auto insurance policy is called comprehensive coverage which covers your car itself. This coverage ensures that you get reimbursed for losses due to theft, fire and other harmful situations. Collision coverage is an optional part of auto insurance which can be mandated by banks or leasing companies and can cover losses and repairs from an accident.

Contact Garner & Smith Insurance to learn more about your options for auto insurance.

If you get an insurance plan with high deductibles for physical damage coverage, you can ensure you reduce your premiums. Umbrella insurance is a great way to lower costs, but you must make sure that you carry the required amount of basic liability insurance. So in the event of a serious accident, you can avoid gaps in coverage. Let us help you choose the right policy and coverage!